---
title: HVAC Contractors in Owensboro: What's Disclosed | OpenBook Local
url: https://theopenbooklocal.com/owensboro/hvac-contractors/
updated: 2026-11-04
---

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Information report · Daviess · HVAC Contractors

# HVAC Contractors in Owensboro: Prices, Policies and What Isn't Disclosed

7 hvac contractors in Owensboro, compared on the things you'd otherwise only learn on the phone: price ranges, deposits, warranties and payment terms. Where a business hasn't told us something, we say so.

- Updated **November 4, 2026**
- **7** sheets in this report
- **154 of 154** fields not provided
- [How we collect and check this](https://theopenbooklocal.com/methodology/)

Contents

1. Start with these three
2. What to compare
3. Comparison table
4. More hvac contractors
5. Pricing and local facts
6. Questions to ask
7. FAQ
8. Contact businesses
9. Areas and related

No business can pay to change this page's labels. [How we make money](https://theopenbooklocal.com/how-we-make-money/)

## Section 1 Start with these three

Three full sheet excerpts to read first. Everyone else in this report follows in the table and the list below.

### [Schwartz Heating & Cooling](https://theopenbooklocal.com/business/g-91738827c00170ca/)

Unclaimed

Based in

Owensboro

Reputation

4.4 from 78 reviews

Focus

Not provided

Typical price

Not provided

Deposit

Not provided

Warranty

Not provided

Estimate

Not provided

Financing

Not provided

**0 of 22 fields on file** · 22 not provided

**Records** 1 of 1 checks confirmed

Request a quote from Schwartz Heating & Cooling [Full information sheet for Schwartz Heating & Cooling](https://theopenbooklocal.com/business/g-91738827c00170ca/)[Call +1 270-691-1001](tel:+12706911001)

### [Hagerman Plumbing and Heating](https://theopenbooklocal.com/business/g-5c85a67cbc99b9e9/)

Unclaimed

Based in

Owensboro

Reputation

4.3 from 28 reviews

Focus

Not provided

Typical price

Not provided

Deposit

Not provided

Warranty

Not provided

Estimate

Not provided

Financing

Not provided

**0 of 22 fields on file** · 22 not provided

**Records** 1 of 1 checks confirmed

Request a quote from Hagerman Plumbing and Heating [Full information sheet for Hagerman Plumbing and Heating](https://theopenbooklocal.com/business/g-5c85a67cbc99b9e9/)[Call +1 270-684-0296](tel:+12706840296)

### [La Heating Cooling Refrigeration](https://theopenbooklocal.com/business/g-3b86e24249f0ed1f/)

Unclaimed

Based in

Owensboro

Reputation

5.0 from 118 reviews

Focus

Not provided

Typical price

Not provided

Deposit

Not provided

Warranty

Not provided

Estimate

Not provided

Financing

Not provided

**0 of 22 fields on file** · 22 not provided

**Records** 1 of 1 checks confirmed

Request a quote from La Heating Cooling Refrigeration [Full information sheet for La Heating Cooling Refrigeration](https://theopenbooklocal.com/business/g-3b86e24249f0ed1f/)[Call +1 270-478-5558](tel:+12704785558)

## Section 2 What to compare before you call

Ratings tell you whether past customers were happy. These six details tell you what you're agreeing to. Under each one is how many of the 7 hvac contractors in this report told us.

### Total price and what it includes

Ask whether the quote includes permits, materials, cleanup and any equipment. A low number that leaves out part of the job isn't a low number.

Disclosed by **0 of 7** hvac contractors below

### Deposit at signing

Know the amount before the first meeting. In many states a large deposit comes with legal deadlines for permits and a start date.

Disclosed by **0 of 7** hvac contractors below

### Payment schedule

Payments should follow finished stages of work, never get ahead of it.

Disclosed by **0 of 7** hvac contractors below

### Warranty: what kind and how long

Structural, materials, equipment and workmanship warranties are different things. Check which one the number refers to.

Disclosed by **0 of 7** hvac contractors below

### How changes are priced

Changes after signing are where budgets drift. Ask for the method in writing: fixed price per change, or cost plus a markup.

Disclosed by **0 of 7** hvac contractors below

### Proof of insurance

Ask for a current certificate of liability and workers' compensation insurance, sent by the insurer, before work starts.

Disclosed by **0 of 7** hvac contractors below

## Section 3 Comparison table

All 7 hvac contractors, listed alphabetically; the order is not a ranking. A dashed Not provided cell means the business hasn't told us and we couldn't confirm it from a public record. Not offered means the business told us it doesn't offer it.

HVAC Contractors in Owensboro: information on file, November 4, 2026

| Business | Rating | Typical price | Deposit | Warranty | Estimate | Financing | Insurance cert. | Change orders | Fields on file |
|---|---|---|---|---|---|---|---|---|---|
| [Comfort Design Heating & AC](https://theopenbooklocal.com/business/g-9bcfef5c39cdff4a/) Owensboro Unclaimed | 4.8 (38) | Not provided | Not provided | Not provided | Not provided | Not provided | Not provided | Not provided | 0 / 22 |
| [Four Seasons Heating & Cooling](https://theopenbooklocal.com/business/g-5e77c5d68c70542d/) Owensboro Unclaimed | 4.6 (38) | Not provided | Not provided | Not provided | Not provided | Not provided | Not provided | Not provided | 0 / 22 |
| [Frank's Plumbing And Heating](https://theopenbooklocal.com/business/g-6f170665322692c3/) Owensboro Unclaimed | 4.2 (48) | Not provided | Not provided | Not provided | Not provided | Not provided | Not provided | Not provided | 0 / 22 |
| [Hagerman Plumbing and Heating](https://theopenbooklocal.com/business/g-5c85a67cbc99b9e9/) Owensboro Unclaimed | 4.3 (28) | Not provided | Not provided | Not provided | Not provided | Not provided | Not provided | Not provided | 0 / 22 |
| [Henry's Plumbing Heating & AC](https://theopenbooklocal.com/business/g-5d180b7e4f689523/) Owensboro Unclaimed | 4.1 (36) | Not provided | Not provided | Not provided | Not provided | Not provided | Not provided | Not provided | 0 / 22 |
| [La Heating Cooling Refrigeration](https://theopenbooklocal.com/business/g-3b86e24249f0ed1f/) Owensboro Unclaimed | 5.0 (118) | Not provided | Not provided | Not provided | Not provided | Not provided | Not provided | Not provided | 0 / 22 |
| [Schwartz Heating & Cooling](https://theopenbooklocal.com/business/g-91738827c00170ca/) Owensboro Unclaimed | 4.4 (78) | Not provided | Not provided | Not provided | Not provided | Not provided | Not provided | Not provided | 0 / 22 |
| Sources: information on file for each business (checked against documents or official records where marked), public business listings and state records. Ratings as of November 4, 2026. | | | | | | | | | |

Scroll the table sideways to see every column. The business name stays in view.

## Section 4 More hvac contractors in Owensboro

The other 4, A to Z. The squares show all 22 fields we track; dashed ones are not provided. Each name opens the full sheet. [How we collect and check this](https://theopenbooklocal.com/methodology/)

-

[Comfort Design Heating & AC](https://theopenbooklocal.com/business/g-9bcfef5c39cdff4a/) Unclaimed Owensboro

 4.8 from 38 reviews 0 of 22 fields [+1 270-685-3000](tel:+12706853000)

**Records** 1 of 1 checks confirmed

-

[Four Seasons Heating & Cooling](https://theopenbooklocal.com/business/g-5e77c5d68c70542d/) Unclaimed Owensboro

 4.6 from 38 reviews 0 of 22 fields [+1 270-926-2900](tel:+12709262900)

**Records** 1 of 1 checks confirmed

-

[Frank's Plumbing And Heating](https://theopenbooklocal.com/business/g-6f170665322692c3/) Unclaimed Owensboro

 4.2 from 48 reviews 0 of 22 fields [+1 270-685-1949](tel:+12706851949)

**Records** 1 of 1 checks confirmed

-

[Henry's Plumbing Heating & AC](https://theopenbooklocal.com/business/g-5d180b7e4f689523/) Unclaimed Owensboro

 4.1 from 36 reviews 0 of 22 fields [+1 270-926-4367](tel:+12709264367)

**Records** 1 of 1 checks confirmed

## Section 5 Pricing and local facts

### Local facts: Daviess costs, fees and rules

What public records add to the prices on each sheet: local costs, figures and the rules every quote has to meet.

Local facts for Owensboro

| Fact | Figure | Period | Source |
|---|---|---|---|
| People per square mile | 2,857 | 2025 | [Calculated from U.S. Census Bureau 2025 estimates and Gazetteer land area](https://www.census.gov/geographies/reference-files/time-series/geo/gazetteer-files.html) |
| Land area | 21.3 sq mi | 2025 | [U.S. Census Bureau, 2025 Gazetteer files](https://www.census.gov/geographies/reference-files/time-series/geo/gazetteer-files.html) |
| Owensboro residents | 60,892 | July 1, 2025 | [U.S. Census Bureau, Vintage 2025 population estimates (sub-est2025)](https://www.census.gov/data/tables/time-series/demo/popest/2020s-total-cities-and-towns.html) |
| Population change since 2020 | +1.1% (from 60,237 (April 2020 base)) | 2020–2025 | [U.S. Census Bureau, Vintage 2025 population estimates (sub-est2025)](https://www.census.gov/data/tables/time-series/demo/popest/2020s-total-cities-and-towns.html) |

Figures from public sources. Sample figures show what our live public-data feed will fill in; they are not real counts.

[Read the Owensboro cost guide for hvac contractors](https://theopenbooklocal.com/guides/hvac-contractors-cost-owensboro/)

## Section 6 Questions to ask before you sign

Each question matches a field on our sheets. If a sheet says Not provided , this is where to ask.

1.

**What exactly is in the price?** Get a line-by-line list: permits, materials, equipment, disposal and cleanup.

2.

**How much is the deposit, and what are the payment stages?** Each payment should be tied to finished work you can see.

3.

**How do you price changes after I sign?** Fixed written price per change, or cost plus a markup? What is the markup?

4.

**Which warranty covers what, and for how long?** Ask for the warranty document itself, and whether it transfers if you sell the house.

5.

**Who does the work?** Which parts are done by your own crew and which by subcontractors, and are the subcontractors licensed?

6.

**Can I see your license and a current insurance certificate?** Check the license yourself on the state's license lookup, and ask the insurer to send the certificate.

7.

**What happens if I cancel?** Before permits, after permits and after work starts: what do you keep, and what do you refund?

8.

**When could you start, and what delays the finish?** Get the start date in writing, and ask how weather and inspections are handled.

## Section 7 Frequently asked questions

Which HVAC contractors in Owensboro are included here?

Every active business with enough public data is listed, so you can compare them on the same fields. We compared 7 HVAC contractors for Owensboro.

Which of these HVAC contractors in Owensboro has the best reviews?

La Heating Cooling Refrigeration has a 5.0 rating from 118 public reviews, the highest on this page.

Are these HVAC contractors licensed?

7 of the 7 businesses here had their state license checked against public records. Each profile shows the source and the date of the check.

How many quotes should I get for HVAC contractors in Owensboro?

Get at least three. Use the quote form on this page: only the businesses you tick receive your request.

## Section 8 Contact businesses

Ask up to three hvac contractors for a quote, or for the details their sheets are missing. We send your request only to the businesses you tick.

Which businesses? (up to three)

We never sell your details. A business that answers may pay us a small fee; your price is the same.

We share your details only with the businesses you tick. We may be paid a fee when a request is sent; it doesn't change any sheet, order or label.

## Section 9 Areas and related reports

### Related in Owensboro

- [Auto repair shops](https://theopenbooklocal.com/owensboro/auto-repair-shops/)
- [Brake repair shops](https://theopenbooklocal.com/owensboro/brake-repair-shops/)
- [Tire shops](https://theopenbooklocal.com/owensboro/tire-shops/)

### Same service nearby

- [Jacksonville](https://theopenbooklocal.com/jacksonville/hvac-contractors/)
- [Miami](https://theopenbooklocal.com/miami/hvac-contractors/)
- [Tampa](https://theopenbooklocal.com/tampa/hvac-contractors/)
- [Orlando](https://theopenbooklocal.com/orlando/hvac-contractors/)
- [Port St. Lucie](https://theopenbooklocal.com/port-st-lucie/hvac-contractors/)
- [St. Petersburg](https://theopenbooklocal.com/st-petersburg/hvac-contractors/)
- [Cape Coral](https://theopenbooklocal.com/cape-coral/hvac-contractors/)
- [Hialeah](https://theopenbooklocal.com/hialeah/hvac-contractors/)

### Up a level

- [All Owensboro reports](https://theopenbooklocal.com/owensboro/)
- [HVAC Contractors in other cities](https://theopenbooklocal.com/hvac-contractors/)
- [Owensboro cost guide](https://theopenbooklocal.com/guides/hvac-contractors-cost-owensboro/)

### Run a hvac contractors business in Owensboro?

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